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What Can I Ask Seller to Pay



Q:  What can I ask the seller to pay for when buying a home?

A:  Remember, everything you ask from a seller is a concession in their mind.  Whether you're asking them to lower the price, make a decorating allowance or contribute to your closing costs, they are primarily interested in the bottom line dollar proceeds at closing.



Here are a few things to keep in mind:


     Negotiations can be tough if you try to get the seller to both lower the price and also make other concessions or contributions to your closing costs too.  It can actually compromise your ability to come to an agreement.

     Appraisers are now asked to consider the dollar value of any seller concessions when they determine the value of the home you are purchasing.

     Lenders will limit the contributions made by the seller without lowering your loan amount.  It is important for you to ask your lender what they will allow the seller to pay.